Low Ongoing Rate Featured Credit Cards - Page 1 ^About

The low ongoing rate credit cards featured on this page offer ongoing annual purchase interest rates (APR) below the average national of approximately 13% for a variable rate credit card. The cards below are not intended for applicants with a poor credit history or no credit history (you need good credit to qualify). Please note that you the actual rate that you are offered by any card issuer may vary based on your credit rating and that our featured cards are not ranked by APR. Finally, please note that the offers listed are available to online applicants. Note! Looking for balance transfer offers? View our featured low introductory rate credit cards.

Discover^® Motiva Card - Apply Online

Offers a 3.9% introductory rate for 12 months on Balance Transfers and a 3.9% introductory rate for 6 months on Purchases
Variable purchase APR from 10.99% - 18.99%
Automatically get a Pay-On-Time Bonus^SM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
No Annual Fee
Increase, even double, your rewards when you redeem for gift cards or
instant eCertificates from our 80 Cashback Bonus Partners

Card Details: Offers a 3.9% introductory rate for 12 months on Balance Transfers and a 3.9% introductory rate for 6 months on Purchases. Variable purchase APR 10.99% - 18.99% (your rate will depend on your credit rating and application review). Note! This card is not designed for applicants with poor or no credit. Offered by Discover^® Bank.

We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers).

* View Discover^® Card Rates, Fees, Rewards and Other Important Information.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Transfer Fee	Credit Needed
3.9%	Up to 12 months	10.99% - 18.99% V	Yes	3% ($10 min - $75 max)	Good

Citi^® Platinum Select^® MasterCard^®- Apply Online

0% APR* on balance transfers and purchases for up to 12 months
No annual fee
Citi Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management

Card Details: 8.49% - 16.49% variable APR on purchases and balance transfers after the introductory period. Please note that a transfer fee of 3% applies with a minimum fee of $5 and that there is no maximum transfer fee (i.e. no cap). Note! This card is not designed for applicants with poor or no credit. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Offered by Citi, NA.

** See terms & conditions for complete details.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Transfer Fee	Credit Needed
0%	Up to 12 months	8.49% - 16.49% V	Yes	3% ($5 minimum)	Good

Capital One^® Platinum Prestige

For customers with excellent credit.

Rest easy with a low rate on purchases and transfers
Your APR will not increase simply because you pay late only once or go over your credit limit
No annual fee and no balance transfer fees

* This offer is available to online applicants. This online application is subject to the terms and conditions as described in the Important Information Section of the application.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Transfer Fee	Credit Needed
N/A	N/A	7.9%	Yes*	None*	Excellent

Important Consumer Notes! Consumer advocacy groups strongly suggest that you know what your 3 credit scores are when shopping for credit cards or any other type of loan. A high credit score is often the key to obtaining the most attractive credit cards (a credit score over 700 will increase your likelihood of getting approved for the best credit card rates, benefits, etc. Fortunately, you can easily obtain a free instant online copy of your 3 credit reports and instantly obtain your 3 credit scores for free through our website. Please note that if you purchase your 3 credit scores directly from each of the three major credit reporting companies, you will spend up to $44.40.

Discover^® More Card - Apply Online

Variable purchase APR from 10.99% - 18.99%
5% Cashback Bonus ^®* in categories that change four times a year
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
0% introductory rate for 12 months on Balance Transfers and 6 months on Purchases
No Annual Fee
Increase, even double, your rewards when you redeem for gift cards or instant eCertificates from our 80 Cashback Bonus Partners

Card Details: Offers a 0% introductory rate for 12 months on Balance Transfers and a 0% introductory rate for 6 months on Purchases. Regular purchase APR from 10.99% - 18.99% (your actual rate depends on your credit rating and application review). Note! This card is not designed for applicants with poor or no credit. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Offered by Discover^® Bank.

* View Discover^® Card Rates, Fees, Rewards and Other Important Information.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Transfer Fee	Credit Needed
0%	Up to 12 months	10.99% - 18.99% V	Yes	3% ($10 min - $75 max)	Good

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Blue from American Express^® - Apply Online*

Membership Rewards Express^® program
0% APR for up to 15 months
No Annual Fee
Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance
Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences

Card Details: Express Pay is built into the card! Checking out is a breeze with the built-in ExpressPay feature, a payment technology that lets you make purchases without having to swipe your Blue from American Express Card. With the Express Approval application process, your online application will be reviewed and processed in less than two minutes. Cash advance APR: 19.99%. Note! This card is not designed for applicants with poor or no credit.

We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Offered by American Express.

* This offer is available to online applicants.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Transfer Fee	Credit Needed
0%	Up to 15 months	9.99% - 15.99% V	Yes	3% ($5 min - $99 max)	Good

Discover^® Open Road Card - Apply Online

5% Cashback Bonus^® on gas and auto maintenance purchases
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Variable purchase APR from 10.99 - 18.99%
No Annual Fee
Online Account Access
Online Bill Payment

Important Offer Notes: Offers a 0% introductory rate for 12 months on Balance Transfers and a 0% introductory rate for 6 months on Purchases. This offer is available to online applicants. Purchase APR is based on your credit rating and application review. We strongly suggest that you know what your 3 credit scores are prior to applying for any type of credit - click here for our free credit score offers.

* View Discover^® Card Rates, Fees, Rewards and Other Important Information.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Transfer Fee	Credit Needed
0% BT	12 months	10.99% - 18.99% V	Yes	3% ($10 min - $75 max)	Good

Helpful Tool! Need help with debt management or consolidation? Accelerated Debt Consolidation, Inc. is a full service Credit Counseling and Debt Management firm. They are known for providing the highest quality specialized debt management service in the industry. Debt help is available without ruining your credit.

Clear from American Express - Apply Online

0% Intro APR for up to 12 months.
No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.
Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
Flexible Payment Terms. You can pay in full, or carry a balance.
World class Cardmember benefits including Purchase Protection Plan, Buyers Assurance Plan, and Return Protection.

Additional Benefits: Balance transfer requests submitted on application receive APR of 5.99% for life of the balance. Standard APR for purchases applies after the introductory period. Please read the application terms for more information.

Intro APR	Intro APR Period	Regular APR	Balance Transfer	Transfer Fee	Credit Needed
0%	Up to 12 months	10.99% - 14.99% V	Yes	None	Good

Simmons Bank Platinum Visa- Apply Online

Annual Fee - $ 0
Purchase APR - 7.25% Fixed
Cash Advance APR - 11.25% Fixed
Balance Transfer APR - 7.25 Fixed
Grace Period - 25 days

Important Interest Rate Note: Approval is based on your credit rating and application review. We strongly suggest that you know what your 3 credit scores are prior to applying for any credit card offer.

Intro APR	Intro APR Period	Purchase APR	Cash Advance APR	Grace Period	Credit Needed
N/A	N/A	7.25% F	11.25% F	25	Excellent

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Low Ongoing Rate Featured Credit Cards - Page 1 About

Low Ongoing Rate Featured Credit Cards - Page 1 ^About