Low Ongoing Rate Featured Credit Cards - Page 2 About
The low ongoing rate credit cards featured on this page offer ongoing annual purchase interest rates (APR) below the average national of approximately 13% for a variable rate credit card. The cards below are not intended for applicants with a poor credit history or no credit history (you need good credit to qualify). Please note that you the actual rate that you are offered by any card issuer may vary based on your credit rating and that our featured cards
are not ranked by APR. Finally, please note that the offers listed are available to online applicants. Note! Looking for balance transfer offers? View our featured low introductory rate credit cards.
Important Consumer Notes! Consumer advocacy groups strongly suggest that you know what your 3 credit scores are when shopping for credit cards or any other type of loan. A high credit score is often the key to obtaining the most attractive credit cards (a credit score over 700 will increase your likelihood of getting approved for the best credit card rates, benefits, etc. Fortunately, you can easily obtain a free instant online copy of your 3 credit reports and instantly obtain your 3 credit scores for free through our website. Please note that if you purchase your 3 credit scores directly from each of the three major credit reporting companies, you will spend up to $44.40.
Earn 1 point for every dollar of net retail purchases, everywhere you shop
Redeem points for roundtrip airfare with no blackout dates with as little as 7,500 points
Or redeem points for 1% cash back
Enjoy 0% Introductory APR on card purchases and balance transfers for 12 months, for qualifying applicants*
No annual fee, for qualifying applicants
Card Details: Note! This card is not designed for applicants with poor or no credit. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Issued by Household Credit Services, Inc.
0% APR for 15 months on Balance Transfers, 7.99% Fixed APR thereafter *
7.99% Variable APR on Purchases
New Unlimited Rewards* - Earn cash back, travel, merchandise and more
No Annual Fee and No Limit on Earnings
Get employee cards with no fee and set monthly spending limits per user
$0 Fraud Liability
Personalized card -- your company name on the card, plus logo or other image * see terms & conditions for important information, benefits and limitations
Card Details: This offer is available to online applicants. Note! The balance transfer fee is 3% ($5 minimum to $90 maximum with this online introductory offer). This card is not designed for applicants with poor or no credit. Issued by Advanta Bank Corp. We strongly recommend that you know what your credit score is before applying online for any card or loan offer (click here for free credit score offers).
* See Terms & Conditions for important information, benefits and limitations.
Variable Rate APR ranging from Prime + 3% thru Prime + 5%
Cash Advance Variable Rate APR ranging from Prime + 7% thru Prime + 9%
No annual membership fee
0% Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
No transaction fee for balance transfers
25 day grace period
Online access to credit card account information
Note! This card is not designed for applicants with poor or no credit. Cash Advance fee is 5% ($5.00 minimum, $100 maximum). Issued by Iberiabank.
* This offer is available to online applicants. This online application is subject to the terms and conditions as described in the Terms and Conditions of the application.
Consumer Alert! If you occasionally carry a balance on your cards, you should avoid the allure of reward cards. Most reward cards have higher interest rates than traditional credit cards and some, particularly airline reward cards, have annual fees. Such disadvantages usually far outweigh any rewards you might earn.
0% Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
No transaction fee for balance transfers
25 day grace period
Online access to credit card account information
Important Interest Rate Note: Approval is based on your credit rating and application review. We strongly suggest that you know what your 3 credit scores are prior to applying for any credit card offer.
0% Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
**The rate for credit card purchases is not tied to a market index. The rate is set by Pulaski Bank's Board of Directors and is subject to change. Should the rate change, you would be notified in advance.
Important Consumer Notes! Consumer advocacy groups strongly suggest that you 
