Low Ongoing Rate Featured Credit Cards - Page 3 About
The low ongoing rate credit cards featured on this page offer ongoing annual purchase interest rates (APR) below the average national of approximately 13% for a variable rate credit card. The cards below are not intended for applicants with a poor credit history or no credit history (you need good credit to qualify). Please note that you the actual rate that you are offered by any card issuer may vary based on your credit rating and that our featured cards
are not ranked by APR. Finally, please note that the offers listed are available to online applicants. Note! Looking for balance transfer offers? View our featured low introductory rate credit cards.
Important Consumer Notes! Consumer advocacy groups strongly suggest that you know what your 3 credit scores are when shopping for credit cards or any other type of loan. A high credit score is often the key to obtaining the most attractive credit cards (a credit score over 700 will increase your likelihood of getting approved for the best credit card rates, benefits, etc. Fortunately, you can easily obtain a free instant online copy of your 3 credit reports and instantly obtain your 3 credit scores for free through our website. Please note that if you purchase your 3 credit scores directly from each of the three major credit reporting companies, you will spend up to $44.40.
Earn rewards faster with 1.25 points for every net retail purchase dollar§
0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles
No annual fee and the flexibility to pay over time
Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more
Card Details: APR: 9.99%-19.99%. Credit Needed: Good. Note! This card is not designed for applicants with poor or no credit. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers).
§ This online application is subject to the terms and conditions as described in the Important Information Section of the application. Card issued by FIA Card Services, NA. This offer is available to online applicants.
