Please Note! We make every effort to educate college students about credit cards,
including regular lectures on college campuses. Please take the time
to educate yourself about credit cards by reviewing our articles
entitled Student
Credit Card Debt: A Survival Guide and Avoiding Student
Credit Card Debt and by taking our "crash course" on student
credit cards entitled Student Credit Cards 101- A Student's Guide to
Credit (the good news is that this course is free and only takes a
few minutes to complete!).
The bottom line is that credit cards can be great financial tools if
used in a responsible manner, but they can also wreak great havoc if
used irresponsibly. Please contact us if you need further assistance!
No annual fee for your card and free membership in the American Airlines AAdvantage® program*
Earn 1 AAdvantage® mile for every $2 you spend on purchases – up to 25,000 miles per year*
Redeem AAdvantage® miles with over 20 of the world's top airlines, major car rental companies and hundreds of luxurious hotels worldwide*
No minimum income or cosigner required*
Card Details: Purchase APR is Prime + 9.99%. Balance Transfer APR after the introductory period is Prime + 9.99%. Cash Advance APR is Prime + 14.99%. Issued by Citi, N.A.
0% APR for 6 months on purchases, cash advances and balance transfers
Earn rebates towards any car, new or used**
3% rebate on purchases at supermarkets,
drugstores and gas stations
Build your credit history
Free Online Account Management
$0 liability on unauthorized purchases
Card Details: There is no fee with the 0.00% APR balance transfer offer. As long as first balance transfer is completed within 6 months from date of account opening, a 0% APR for 6 months from date of first balance transfer applies. Issued by Citi, N.A.
Student Card Tip! If you have an established credit history and a source of income, you may qualify for a "regular credit card" (i.e. non-student). Regular credit cards usually have more attractive interest rates and offer more perks. For a listing of our ratings for regular cards, please visit our home page and click on the card category that interests you.
Important Consumer Notes! Consumer advocacy groups strongly suggest that you know what your 3 credit scores are when shopping for credit cards or any other type of loan. A high credit score is often the key to obtaining the most attractive credit cards (a credit score over 700 will increase your likelihood of getting approved for the best credit card rates, benefits, etc. Fortunately, you can easily obtain a free instant online copy of your 3 credit reports and instantly obtain your 3 credit scores for free through our website. Please note that if you purchase your 3 credit scores directly from each of the three major credit reporting companies, you will spend up to $44.40.
Important Consumer Notes! Consumer advocacy groups strongly suggest that you 
