No one likes to pay an annual fee, but when it comes to credit cards the features sometimes make it worth considering. It usually comes down to how you plan to use the card and whether super-luxury perks are important to you. Before you pay that fee, though, remember that there are some stellar no-annual-fee options out there with plenty of features, perks and rewards-earning opportunities.
Here are some other options for those who prefer to stay “fee-free”: