By Matt Kepnes, founder NomadicMatt.com,
Hey there! Looking for an awesome card to help you travel cheaper, better and longer? These are my go-to cards from our partners when it comes to collecting points and miles. Whether you’re looking for free flights, discounts, or free hotel stays, these cards have you covered. They offer lucrative signup/welcome bonuses, awesome perks, and are great for everyday purchases. They are a must for any traveler, so if you’re serious about free travel, get these cards — and I’ve partnered with my friends at CardRatings to bring them to you! – Nomadic Matt (Read more about Nomadic Matt below)

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About Our Ratings

All credit cards are rated objectively based on the features the credit card offers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.

FEATURED OFFERS

CardName Our RatingsEditorRating

Welcome OfferEarn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

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Key Benefits

Earn 5x on travel purchased through Chase Travel, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.

CardName Our RatingsEditorRating

Welcome Offer Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months

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Key Benefits

Earn 10 miles per $1 on hotel and rental car bookings through Capital One Travel; 5 miles per $1 on flights and vacation rentals booked through Capital One Travel; and 2 miles per $1 on all other purchases

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Welcome Offer 150,000 Miles once you spend $30,000 in the first 3 months from account opening

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Key Benefits

2X miles on every purchase; and 5X miles on flights and vacation rentals booked through Capital One Travel; and 10X miles on hotels and rental cars booked through Capital One Travel.

CardName Our RatingsEditorRating

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See Rates and Fees
(American Express is a CardRatings advertiser)

Welcome Offer Earn 60,000 points after you spend $6,000 on eligible purchases on your new card in your first six months of card membership. American Express is a CardRatings advertiser

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Key Benefits

Earn 4X points per $1 spent on purchases at restaurants worldwide (on up to $50,000 in purchases per calendar year), then 1X points; 4X points per $1 spent at US supermarkets (on up to $25,000 in purchases per calendar year) then 1X points; 3X points per $1 spent on flights booked directly with airlines or on AmexTravel.com; 2X points per $1 spent on prepaid hotels and other eligible purchases booked on AmexTravel.com; and 1X point per $1 spent on all other eligible purchases.

CardName Our RatingsEditorRating

Welcome Offer Earn 80,000 Membership Rewards® points after you spend $8,000 on eligible purchases on your new card in your first six months of card membership.

0% APR Month/Billing Cycle IntroAPRDuration

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Key Benefits

Earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel (on the first $500,000 spent in a calendar year on airline purchases); 5X Membership Rewards® points on prepaid hotels booked on amextravel.com; and 1X points on other eligible purchases.

CardName Our RatingsEditorRating

Welcome Offer Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!

0% APR Month/Billing Cycle IntroAPRDuration

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Key Benefits

Enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on Chase travel; 3% cash back on drugstore purchases and dining; and unlimited 1.5% cash back on all other purchases.

CardName Our RatingsEditorRating

Welcome Offer Earn $750 bonus cash back after you spend $6,000 on purchases in the first three months from account opening

0% APR Month/Billing Cycle IntroAPRDuration

Regular APR reg_apr,reg_apr_type

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Key Benefits

Earn 1.5% cash back on every purchase

CardName Our RatingsEditorRating

Welcome Offer Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That’s $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠. This is the highest signup bonus available among any of the Ultimate Rewards® cards.

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Key Benefits

Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn.

card_name Our Ratingseditor_rating

Welcome Offer Earn 50,000 bonus points after spending $1,000 on purchases in the first three months from account opening.

0% APR Month/Billing Cycle intro_apr_duration

Regular APR reg_apr,reg_apr_type

Annual Fee annual_fees

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Key Benefits

Receive 3,000 anniversary points each year. Enjoy benefits including 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, and phone services; select streaming, 2 Early Bird Check-In® each year, 10,000 Companion Pass® qualifying points boost each year, and more.

CardName Our RatingsEditorRating

Welcome Offer Earn 50,000 bonus points after spending $1,000 on purchases in the first three months from account opening.

0% APR Month/Billing Cycle IntroAPRDuration

Regular APR RegAPR

Annual Fee AnnualFees

discontinuedAll information about Southwest Rapid Rewards® Premier Credit Card has been collected independently by Cardratings.com.

Key Benefits

Earn three points per $1 on Southwest purchases as well as two points per $1 on local transit and commuting (including rideshares) and on internet, cable, phone services and select streaming and one point per $1 on other eligible purchases. Receive 6,000 bonus points each year after your card member anniversary.

BEST CREDIT CARD OVERALL

CardName Our RatingsEditorRating

Welcome Offer Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

0% APR Month/Billing Cycle IntroAPRDuration

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Key Benefits

Earn 5x on travel purchased through Chase Travel, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.

MATT’S TAKE

For folks new to the credit card rewards landscape, this card offers plenty of bang for your buck without a lot of strategy required. Your Chase Ultimate Rewards® points are transferable to a number of popular hotel and airline loyalty programs, which could allow you to receive significantly more value than the standard $.01 each. Even if you don’t choose to transfer your points, when you redeem through the Ultimate Rewards® portal, points with this card are worth 25% more; that means your 60,000 bonus points are worth $750 when redeemed for travel.

CardName Our RatingsEditorRating

Welcome Offer Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months

0% APR Month/Billing Cycle IntroAPRDuration

Regular APR RegAPR

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Key Benefits

Earn 10 miles per $1 on hotel and rental car bookings through Capital One Travel; 5 miles per $1 on flights and vacation rentals booked through Capital One Travel; and 2 miles per $1 on all other purchases

BEST CREDIT CARDS FOR BEGINNERS

CardName Our RatingsEditorRating

Welcome Offer Earn 75,000 miles once you spend $4,000 on purchases within three months from account opening, equal to $750 in travel.

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Key Benefits

Earn unlimited 2X miles on every purchase, every day, plus earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel

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Welcome Offer Earn a one-time $200 cash-back bonus after spending $500 on purchases in the first 3 months.

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Key Benefits

Earn 1.5% cash back on every purchase.

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Welcome Offer Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!

0% APR Month/Billing Cycle IntroAPRDuration

Regular APR RegAPR

Annual Fee AnnualFees

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Key Benefits

Enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on Chase travel; 3% cash back on drugstore purchases and dining; and unlimited 1.5% cash back on all other purchases.

BEST GENERAL TRAVEL REWARDS CARDS

CardName Our RatingsEditorRating

Welcome Offer Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

0% APR Month/Billing Cycle IntroAPRDuration

Regular APR RegAPR

Annual Fee AnnualFees

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Key Benefits

Earn 5x on travel purchased through Chase Travel, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.

CardName Our RatingsEditorRating

Welcome Offer Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months

0% APR Month/Billing Cycle IntroAPRDuration

Regular APR RegAPR

Annual Fee AnnualFees

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Key Benefits

Earn 10 miles per $1 on hotel and rental car bookings through Capital One Travel; 5 miles per $1 on flights and vacation rentals booked through Capital One Travel; and 2 miles per $1 on all other purchases

CardName Our RatingsEditorRating

Welcome Offer Earn 75,000 miles once you spend $4,000 on purchases within three months from account opening, equal to $750 in travel.

0% APR Month/Billing Cycle IntroAPRDuration

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Key Benefits

Earn unlimited two miles per every $1 spent on every purchase.

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Welcome Offer Earn a bonus of 20,000 miles once you spend $500 on purchases within three months from account opening, equal to $200 in travel.

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Key Benefits

Earn unlimited 1.25 miles per $1 spent on every purchase

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Welcome Offer Earn 80,000 Membership Rewards® points after you spend $8,000 on eligible purchases on your new card in your first six months of card membership.

0% APR Month/Billing Cycle IntroAPRDuration

Regular APR RegAPR

Annual Fee AnnualFees

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Key Benefits

Earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel (on the first $500,000 spent in a calendar year on airline purchases); 5X Membership Rewards® points on prepaid hotels booked on amextravel.com; and 1X points on all other eligible purchases

CardName Our RatingsEditorRating

Welcome Offer Earn 60,000 points after you spend $6,000 on eligible purchases on your new card in your first six months of card membership.

0% APR Month/Billing Cycle IntroAPRDuration

Regular APR RegAPR

Annual Fee AnnualFees

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Key Benefits

Earn 4X points per $1 spent on purchases at restaurants worldwide (on up to $50,000 in purchases per calendar year), then 1X points; 4X points per $1 spent at US supermarkets (on up to $25,000 in purchases per calendar year) then 1X points; 3X points per $1 spent on flights booked directly with airlines or on AmexTravel.com; 2X points per $1 spent on prepaid hotels and other eligible purchases booked on AmexTravel.com; and 1X point per $1 spent on all other eligible purchases.

CardName Our RatingsEditorRating

Welcome Offer Earn 60,000 points, worth $900, after spending $4,000 in the first 3 months.

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Key Benefits

Book through the Ultimate Rewards portal to earn 5x points on flights and 10x points on car rentals and hotels (after your annual $300 travel reimbursement). Earn 3 points per $1 spent on other travel (after your travel credit) and on dining; 1 point per $1 on other purchases

BEST CASH-BACK CARDS

CardName Our RatingsEditorRating

Welcome Offer Earn a one-time $200 cash-back bonus after spending $500 on purchases in the first 3 months.

0% APR Month/Billing Cycle IntroAPRDuration

Regular APR RegAPR

Annual Fee AnnualFees

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Key Benefits

Earn 1.5% cash back on every purchase.

CardName Our RatingsEditorRating

Welcome Offer Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!

0% APR Month/Billing Cycle IntroAPRDuration

Regular APR RegAPR

Annual Fee AnnualFees

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Key Benefits

Enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on Chase travel; 3% cash back on drugstore purchases and dining; and unlimited 1.5% cash back on all other purchases.

CardName Our RatingsEditorRating

Welcome Offer Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new card within the first six months.

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Key Benefits

Earn 6% back on up to $6,000 spent at U.S. supermarkets annually and 6% back on select U.S. streaming services; unlimited 3% back at U.S. gas stations and on transit purchases (including taxis, rideshare, parking, tolls, trains, buses, and more); and 1% back on other purchases.

BEST AIRLINE CREDIT CARDS

CardName Our RatingsEditorRating

Welcome Offer Earn 50,000 bonus points after spending $1,000 on purchases in the first three months from account opening.

0% APR Month/Billing Cycle IntroAPRDuration

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Annual Fee AnnualFees

discontinuedAll information about Southwest Rapid Rewards® Premier Credit Card has been collected independently by Cardratings.com.

Key Benefits

Earn three points per $1 on Southwest purchases as well as two points per $1 on local transit and commuting (including rideshares) and on internet, cable, phone services and select streaming and one point per $1 on other eligible purchases

CardName Our RatingsEditorRating

Welcome Offer Earn 50,000 bonus points after spending $1,000 on purchases in the first three months from account opening.

0% APR Month/Billing Cycle IntroAPRDuration

Regular APR RegAPR

Annual Fee AnnualFees

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Key Benefits

Earn 2 points per $1 on Southwest purchases; local transit and commuting (including rideshares); and on internet, cable, phone services and select streaming. Earn 1 point per $1 on other eligible purchases. Receive 3,000 bonus points each year after you cardholder anniversary.

CardName Our RatingsEditorRating

Welcome Offer Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first six months of Card Membership.

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Key Benefits

Earn 3 miles per $1 spent on purchases made directly with Delta. Earn 1 mile for every eligible $1 spent on all other purchases.

CardName Our RatingsEditorRating

Welcome Offer Earn 60,000 bonus miles after you spend $3,000 in eligible purchases on your new card in your first six months of card membership.

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Key Benefits

Earn 3 miles per $1 spent on Delta purchases and on purchases made directly with hotels and 2 miles at restaurants worldwide, including takeout and takeout in the U.S.; and at U.S. supermarkets, and 1 mile on all other eligible purchases

CardName Our RatingsEditorRating

Welcome Offer Earn 50,000 bonus miles after you spend $2,000 in eligible purchases on your new card in your first six months.

0% APR Month/Billing Cycle IntroAPRDuration

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Earn 2 miles per dollar spent on purchases made directly with Delta, at restaurants worldwide including takeout and takeout in the U.S., and at U.S. supermarkets, and 1 mile on all other eligible purchases

CardName Our RatingsEditorRating

Welcome Offer Earn 15,000 American Airlines AAdvantage® bonus miles after making $1000 in purchases within the first three months of account opening.

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Earn 2 miles per $1 spent at grocery stores (including grocery delivery services) and on eligible American Airlines purchases. Earn 1 mile per $1 on other purchases.

CardName Our RatingsEditorRating

Welcome Offer Limited-time Offer: Earn 60,000 bonus miles after you spend $3,000 on purchases in the first three months your account is open.

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Key Benefits

Earn 2x miles on United® purchases, dining, and hotel stays; and 1x mile on all other purchases

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Limited-time offer Earn 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first three months your account is open.

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Key Benefits

3x miles on United® purchases; 2x miles on dining, select streaming services & all other travel; and 1x mile on all other purchases. Plus, each year, receive up to a $125 United® purchase credit and up to 10,000 miles in award flight credits (terms apply) and earn up to 6,000 Premier qualifying points.

CardName Our RatingsEditorRating

Welcome Offer Earn 60,000 bonus miles after spending $4,000 in purchases on your new card in your first six months of card membership.

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Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for advertising (in select media) on up to $50,000 of purchases per category, per year; 2 miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants; and 1 mile on every eligible dollar spent on other purchases.

CardName Our RatingsEditorRating

Welcome OfferEarn 70,000 bonus miles after spending $6,000 in purchases on your new card in your first six months of card membership.

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Key Benefits

Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more (terms and miles cap apply). *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply. 1 mile on every dollar spent on eligible purchases.

CardName Our RatingsEditorRating

Welcome Offer Earn 80,000 bonus miles after spending $10,000 in purchases on your new card in your first six months of card membership.

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Earn 3 miles per $1 on eligible Delta purchases.

MATT’S TAKE

For the exceptionally brand-loyal, branded credit cards offer perks and features that you will no doubt appreciate. However, if you find yourself shopping around for the cheapest price and best times rather than going for an airline-specific ticket no matter what, a general travel rewards credit card could be a better, more beneficial card for you. If you plan to frequently fly with one specific airline though, it’s probably worth having a co-branded credit card. Not only do they provide extra perks for members, but they also come with all the benefits standard on other cards such as $0 liability for unauthorized charges which is especially important while traveling.

BEST HOTEL CREDIT CARDS

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Limited Time Offer Earn 3 Free Night Awards after you spend $6,000 in eligible purchases within the first six months of card membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. Terms apply.

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Key Benefits

Earn 6x points on eligible purchases at participating Marriott Bonvoy hotels; 4x points at restaurants worldwide, U.S. gas stations, on wireless phone services purchased directly from U.S. providers, and on U.S. shipping purchases; 2x points on all other eligible purchases.

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Welcome Offer For a limited time, earn signup_reward bonus points after spending signup_bonus_spend_amount on purchases in the first three months from account opening.

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Earn up to 26 total points for every $1 spent at IHG hotels and resorts; 5 points per $1 spent on travel and at gas stations and restaurants; and 3 points per $1 on your other purchases

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Welcome Offer Earn 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the card in the first six months of card membership.

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Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands; 5X bonus points on eligible purchases at U.S. restaurants, U.S. supermarkets and U.S. gas stations; and 3X bonus points for all other eligible purchases.

MATT’S TAKE

Like with airline credit cards, hotel credit cards can be a good fit for the truly brand-loyal, but since general travel rewards cards offer options that allow you to transfer rewards to loyalty programs or redeem rewards with flexibility for any hotel, depending on what type of traveler you are, a co-branded card might not always be right for you. If you are loyal to Hilton or Marriott though, it’s tough to beat these cards. A Marriott Bonvoy credit card, for instance, is an easy way to boost your points balance. The CardName, for example, gets you automatic elite silver status and puts you on a path to gold status.

BEST BUSINESS CREDIT CARDS

CardName Our RatingsEditorRating

Welcome Offer Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That’s $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠.

0% APR Month/Billing Cycle IntroAPRDuration

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Key Benefits

Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn.

CardName Our RatingsEditorRating

Welcome Offer Earn 100,000 bonus Membership Rewards® points after spending $15,000 on eligible purchases in the first three months.

0% APR Month/Billing Cycle IntroAPRDuration

Regular APR RegAPR

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Key Benefits

Earn 4x Membership Rewards points on the two eligible categories where your business spends the most (each billing cycle) from six eligible categories. While your top two categories may change, you will earn 4x points on the first $150,000 in combined purchases from these categories each calendar year (then 1x thereafter). Only the top two categories each billing cycle will count towards the $150,000 cap. Additionally, earn 3x Membership Rewards points on flights and prepaid hotels booked on amextravel.com using your Business Gold card.

CardName Our RatingsEditorRating

Welcome Offer Earn 150,000 bonus Membership Rewards® points after spending an $20,000 on eligible purchases within the first 3 months of card membership.

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Key Benefits

Earn 5x the Membership Rewards® points on flights and prepaid hotels through amextravel.com. Earn an extra half-point (1.5 points) per $1 on eligible purchases with U.S. construction material and hardware suppliers, electronic goods retailers and software and cloud system providers, and shipping providers and on eligible purchases of $5,000 or more (up to a cap), and earn 1 point per $1 on other eligible purchases.


Get to know Nomadic Matt: Matthew Kepnes runs the award winning budget travel site, Nomadic Matt. He took his first trip to Costa Rica in 2004 and fell in love with the freedom and possibility travel had to offer. After a trip to Thailand in 2005, Matt decided to quit his job, finish his MBA and head off into the world.

His original trip was supposed to last a year.

His writings and advice have been featured in The New York Times, CNN, The Guardian, Lifehacker, Budget Travel, BBC, Time, Wall Street Journal, and countless other publications. You can find him on Twitter, Facebook, and Instagram with the handle @nomadicmatt.

To see the rates and fees for the American Express cards mentioned in this post, please visit the following links:CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees; CardNameSee Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees

Disclaimer: The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.

This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.