Recent Articles

What is the average credit card interest rate?

By Richard Barrington | Updated on July 14, 2025

The Federal Reserve made no interest rate changes in the second quarter of 2025. However, a few credit cards did change...

By Holly Johnson | Updated on June 25, 2025

If you're considering earning Amex points or Chase points but can't seem to decide between the two, read on for an...

By Jake Safane | Updated on June 24, 2025

As the name suggests, BNPL allows consumers to buy something now while paying for it over time, often split into four...

By Maryalene Laponsie | Updated on June 24, 2025

Note: Chase Freedom® is no longer accepting new applications, but existing cardholders are still eligible to earn in the bonus categories....

By John Schmoll | Updated on June 17, 2025

Other benefits may be available, such as lowering minimum monthly payments or fixed payments. The goal is to help users get...

By Michelle Lambright Black | Updated on June 24, 2025

Whether you prefer sunny beaches or glacier-lined coastlines, cruises offer great value and fun for a wide variety of travelers. Cruises...

By Jennifer Doss | Updated on June 13, 2025

You shouldn't rule out a credit card just because it has an annual fee. We break down which credit cards are...

By Richard Barrington | Updated on June 11, 2025

You're standing in the checkout line of a department store or other retailer. When you get to the register and the...

By Benjamin Pape | Updated on June 12, 2025

Travel insurance coverage is one of the lesser-known perks available to some credit card holders, and it has the potential to...

By John Schmoll | Updated on June 10, 2025

Credit card debt forgiveness is when you settle your accounts for less than the amount owed. In effect, the issuing bank...

By Richard Barrington | Updated on June 6, 2025

The "quarter-life crisis" or the general feeling of finding your footing in early adulthood is a real thing. While many millennials...

By Maryalene Laponsie | Updated on June 5, 2025

From July through September 2025, card_name cardholders will earn 5% cash back on purchases at gas stations, on EV charging, on...

By John Schmoll | Updated on June 3, 2025

Other actions, such as a payment returning with insufficient funds or exceeding your credit limit, can trigger the higher rate. Worse...

By Holly Johnson | Updated on June 2, 2025

When a card issuer mentions a credit card retention offer, they are typically hoping you will pay the annual fee on...

By Jennifer Doss | Updated on June 2, 2025