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Travel Rewards
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Welcome offer
Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
Key Benefits
Enjoy benefits such as 5x on travel purchased through Chase Travel, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
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Welcome offer
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening
Key Benefits
2 Miles per dollar on every purchase, every day. 10 Miles per dollar on hotels and rental cars booked through Capital One Travel. 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel.
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Earn 70,000 bonus ThankYou® Points after you spending $4,000 in the first three months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com.
Key Benefits
Earn 10x on hotels, car rentals, and attractions booked through CitiTravel.com. Earn 3 points per $1 spent on air travel and other hotel purchases, at restaurants, supermarkets, gas and EV charging stations. Earn 1 point per $1 spent on all other purchases.
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Earn up to 3X points with the Bilt Mastercard, including 1X points on rent payments (up to 100,000 points)
Key Benefits
Earn up to 1X points on rent payments without the transaction fee, up to 100,000 points each calendar year; 2X points on travel; 3X points on dining; 1X points on other purchases
Zero Percent cards
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Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
Key Benefits
3% cash back at grocery stores (excluding superstores like Walmart® and Target®)on dining, entertainment and popular streaming services. 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). 8% Cash Back on Capital One Entertainment purchases. 1% Cash Back on all other purchases.
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Welcome offer
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
Key Benefits
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
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Welcome offer
Earn 75,000 miles once you spend $4,000 on purchases within three months from account opening, equal to $750 in travel.
Key Benefits
2 Miles per dollar on every purchase, every day. 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.
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Welcome offer
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Key Benefits
1.5 % Cash Back on every purchase, every day. 5 % Cash Back on hotels and rental cars booked through Capital One Travel (terms apply).
Cash Back Cards
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0% Intro APR for the first 12 months; 21.24% – 29.24% variable APR after that
Key Benefits
1.5 % Cash Back on every purchase. 5 % Cash Back on hotels and rental cars booked through Capital One Travel.
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Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.
Key Benefits
Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases 1.5% cash back on all other purchases.
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Welcome offer
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Key Benefits
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
Student/Credit Building Cards
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Welcome offer
Welcome offer: In order to be eligible for this secured credit card, you must first open a Chime(R) Checking account and receive a qualifying direct deposit of $200 or more.
Introducing Credit Builder (effective 10/28/24, members can apply for Credit Builder without $200+ direct deposit requirement), to apply for Credit Builder, you must have an active Chime® Checking Account. Chime is a financial technology company, not a bank. The secured Chime Credit Builder Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank. Note: Visa exception: If the actual card is shown, we can remove “pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit/credit cards are accepted.”
Key Benefits
No Reward information available
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Welcome offer
Start banking & building credit
Key Benefits
Earn up to 7x the points on card swipes at over 14,000 participating merchants, then redeem them for cash back
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Welcome offer
Welcome offer: Start with a Credit Builder Account, which is a loan in a bank-held Certificate of Deposit that you pay off in monthly installments. Choose the plan that works for you.
Key Benefits
No Reward info available
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Welcome offer
Earn $50 Cash Back when you spend $100 in the first three months
Key Benefits
1.5 % Cash Back on every purchase, every day. 5 % Cash Back on hotels and rental cars booked through Capital One Travel (terms apply).
Take a look at Lynette’s articles for additional education
Lynnette Khalfani-Cox, The Money Coach(R), is a nationally known personal finance expert, speaker, and New York Times bestselling author who has written 16 books. Her specialties include credit, debt, paying for college, entrepreneurship, real estate, and wealth building. Lynnette has been interviewed on thousands of TV shows ranging from Good Morning America and The TODAY Show to Oprah and The Talk. She has also been published by outlets such as AARP, Black Enterprise, Essence, Kiplinger Advisor, The Wall Street Journal, USA Today, and VOX.
Disclaimer: The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.
This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.