A journalist for nearly 20 years, Brooklyn has published work on a broad range of topics including personal finance and business as well as travel and human interest pieces. As a finance expert, she has provided commentary on credit cards, card rewards and personal finance for outlets including Forbes, Fox Business and many others. Her own wanderlust and travel experiences led to her interest in maximizing credit card rewards and benefits and motivate her to provide easy-to-understand advice and resources designed to help everyday people best match their credit cards to their lifestyle, finances and goals.
Jennifer Doss is a credit card analyst and the executive editor of CardRatings.com. She has worked as both a print and online journalist and has over a decade of experience in the media industry. Her published work has covered a broad range of topics, from finance and technology to travel and dining. Through extensive travel experiences and her personal interest in food, she has come to appreciate the unique rewards and benefits of responsible credit card use, and enjoys helping people understand the ins and outs of the industry. As a finance expert, she strives to provide user-friendly online resources that help everyday people get the most out of their credit cards.
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Why you should trust CardRatings
Terms apply; see the online credit card application for full terms and conditions of offers and rewards.
Every year, the credit card market becomes flooded with more cards offering at least 2% cash back on all your purchases. Some keep it simple and offer a flat cash back rate on all purchases, while others will also offer special categories offering a higher cash back rate.
Choosing the cash back cards best suited to your lifestyle and spending habits can prove challenging. With many cards, the higher rate “bonus” categories are rotated each month or each quarter. You need to keep track of the rotations and even plan certain larger purchases to make the most of your rewards.
Given all the details, sometimes carrying multiple cards with static bonus categories is the best way cover all your bases.
There are other factors to consider when choosing a cash back card that earns at least 2%. You will want to consider fees, interest rates, additional perks and benefits and whether the card’s rewards program is easy to use. Below, our editors evaluated these and other factors to compile a list of the best 2% cashback credit cards.
For rates and fees of the American Express cards mentioned on this page, please see the following: CardName (See Rates and Fees); CardName (See Rates and Fees)
Brooklyn Lowery
Editor & Credit Card Expert
A journalist for nearly 20 years, Brooklyn has published work on a broad range of topics including personal finance and business as well as travel and human interest pieces. As a finance expert, she has provided commentary on credit cards, card rewards and personal finance...Read more
The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.
This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.
About Our Ratings
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.
The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers.
Advertisers in our database are highlighted, and advertisements include an option to apply using links on our site. CardRatings.com may be compensated by companies mentioned on the site when a user's application is accepted or approved by such companies.
Why you should trust CardRatings.com
At CardRatings.com we provide the most up-to-date news and trends within the credit card space. Since we first pioneered the concept of online credit card reviews in 1998, our team of financial experts has provided comprehensive and unbiased credit card reviews for more than 175 cards to help everyday cardholders feel more confident about their card choices. All our content is written and reviewed by industry experts. Though our content may occasionally contain references to products from our partners, we maintain strict editorial integrity and advertiser relationships and compensation never influences ratings, reviews or featured products. The difference between editorial content and advertising must always be clearly stated. Learn more.
