The World of Hyatt Credit Card Review

Information related to The World of Hyatt Credit Card has been collected independently by CardRatings and was neither reviewed nor provided by the card issuer.

Written by
Brooklyn Lowery
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Key Features

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Editor Analysis:

Pros
  • What's not to love about a welcome bonus offer that could be worth as much as up to 60,000 bonus points? Plus, get one free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort.
  • On an ongoing basis, you can earn two qualifying night credits towards tier status every time you spend $5,000 on your card.
  • Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year.
Cons
  • As far as global hotel brands go, Hyatt is fairly small with about 600 hotels spread out over 50 countries. If you're looking for more options, you'll want to look at a hotel card for one of the larger chains.

CardName Essentials

You had us at up to 60,000 bonus points! That’s right, the welcome bonus points offer for CardName is 30,000 bonus points after you spend $3,000 on purchases in your first three months from account opening; plus, up to 30,000 more bonus points by earning 2 bonus points total per $1 spent in the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent.

The card also offers extraordinary day-to-day rewards. From nine points per $1 spent on Hyatt purchases to tiered bonus rewards, CardName is a delight for those who travel with this brand often. Although there is a AnnualFees annual fee, the right person for the card will reap benefits that more than pay for the fee.

As long as your CardName account is in good standing and open, your points won’t expire and you’ll enjoy automatic World of Hyatt Elite status.

What Our Editors Like Best About CardName

Holy perks, Batman! We love a card and lender who loves its cardholders. With CardName, there’s not much to dislike. In addition to its amazing welcome offer, the points you earn on a daily basis just by using the card are equally impressive. As an example, you earn nine points total per $1 spent for Hyatt stays: four bonus points per $1 when you use your card on qualified purchases at Hyatt hotels and up to five points per $1 that you earn as a World of Hyatt member. In addition, you earn two points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting, and on fitness club/gym memberships; lastly, you’ll earn one point $1 on your other purchases (which, remember will earn two points per $1 up to $15,000 spent on those purchases for the first six months).

One more thing: You’ll receive five qualifying night credits each year toward your next World of Hyatt tier status and you can earn an additional two qualifying nights each time you spend $5,000 on your card. Phew! We told you the perks were plentiful!

Potential Downsides CardName

CardName though chock-full of benefits and bonus rewards, won’t be beneficial if you’re not near – or traveling near a Hyatt property. With only 600 properties spread across 50 countries, there’s not one on every block. It would be a shame to rack up all those bonus points – and potential reward nights – and not be able to use them. If your travel takes you to a variety of places that don’t necessarily come close to one of these properties, you’d be better off applying for a generic travel rewards card. Let’s also not forget the AnnualFees annual fee. Again, if you’re not totally loyal to the Hyatt, the fee is not worth it.

CardName Cardholder Scores

CardRatings conducts a survey annually to learn what actual cardholders think of their cards. Here are the results:

 Current ScoresPast Scores
Overall Score80.278.7
Features Satisfaction87.9
Customer Service7.97.9
Website/App Usability8.17.9
Likelihood of Continuing to Use8.17.9
Recommend to a Friend/Colleague8.17.6
*Scores above reflect the results of surveys with actual cardholders. Full methodology below.

How CardName Compares to Other Cards

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Rewards
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CardName vs. CardName

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When comparing these two cards, brand loyalty doesn’t seem to have a high stake. But look a little closer and you’ll see where rivalry can play a part in choosing between the CardName and CardName. If you’re the type of traveler who spends a lot of money and time at the Hyatt, your choice would be clear: CardName, where you would earn nine points per $1 spent on Hyatt hotels. If you’re the type of traveler who likes to stay at the Hyatt occasionally, you might consider the CardName, realizing that the choice doesn’t mean you can’t earn reward nights at Hyatt properties. That’s because Hyatt is a hotel partner for the Chase Ultimate Rewards program, so you can transfer the points earned with the CardName to your World of Hyatt loyalty account at a 1:1 value. Plus, you’ll earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. The CardName charges a AnnualFees annual fee.

Overall, the CardName is a flexible and extremely popular travel rewards card. If you’re looking for flexibility and general rewards, this may be a better bet for you. If you truly are brand-loyal to Hyatt, you might appreciate the loyalty perks with CardName.

CardName vs. CardName

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The question here is where does your loyalty lie? You have brand versus brand. Hyatt offers a bonus rewards opportunity of up to 60,000 bonus points. The Marriott card is offering a limited time bonus opportunity to earn 100,000 points after spending $3,000 on purchases in your first three months from account opening.

Marriott offers up to 17X points for every $1 spent at over 7,000 participating Marriott Bonvoy hotels; 3X total points on up to $6,000 in combined purchases at gas stations, restaurants and grocery stores each year; and 2X points for every $1 spent on all other purchases. Lastly, the cards carry the same annual fee. So, as you can see, it comes down to personal preference. Do you prefer the Hyatt or do you prefer Marriott?

Information related to the Marriott Bonvoy Boundless® Credit Card has been collected independently by CardRatings and was neither reviewed nor provided by the card issuer

CardName vs. CardName

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The CardName offers perks without being tied down to one brand. You’ll earn two miles per $1 spent on all purchases, no matter the category, and five miles per $1 spent on on hotels, vacation rentals and rental cars booked through Capital One Travel.

While they both offer one-time bonus rewards, the more lucrative card for hotels is CardName, where you can earn up to 60,000 bonus points: 30,000 bonus points after you spend $3,000 on purchases in your first three months from account opening; plus, up to 30,000 more bonus points by earning 2 bonus points total per $1 spent in the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent. The CardName offers a welcome offer of 75,000 miles once you spend $4,000 on purchases within three months from account opening, equal to $750 in travel.

You can also fly any airline, stay at any hotel, anytime and not have to worry about blackout dates. Plus, you can transfer your miles to multiple leading travel loyalty programs. That’s another really nice offer.

Who Should Get This Card?

The best applicant for CardName is a person who travels regularly and is loyal to Hyatt hotels and resorts. This person will rake in the points not just for their stays at Hyatt properties but also for their everyday spending. This all adds up to more nights at Hyatt all earned through purchases you’d be making anyway.

Our Methodology

Survey methodology: CardRatings commissioned Op4G in September 2023 to conduct surveys among 1,869 cardholders nationwide. CardRatings website analytics from Jan. 1, 2023-Aug. 31, 2023 were used to determine a selection of the most popular cards and additional cards were included to add survey breadth. Responses to each of nine questions were given on a scale of 1-10 and respondents’ scores were then averaged under broad topics. To determine the overall score, responses from questions 1-8 were summed and the answer to "How likely are you to recommend this card to a friend, coworker or family member?" was double weighted. Current Scores reflect scores from the most recent survey (2023); “Past Scores” reflect scores from the 2022 survey.

Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.


This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.


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