Financial Literacy Featured Articles
Pros and cons of debt consolidation services
Credit card debt following the pandemic has soared as the Federal Reserve has raised interest rates. In 2022, 82% of U.S....
What to do if you get sued for credit card debt
It’s stressful enough dealing with past-due credit card debt, but the level of stress rises when a creditor or debt...
Why is it getting harder for people with low credit scores to get credit?
Recent conditions suggest we are entering a period when it's going to be especially difficult for people with so-so credit...
Can you donate credit card rewards?
Donating credit card rewards comes at no extra cost to you and is a great way to help benefit your...
What is the difference between a charge card and a credit card?
The terms "charge card" and "credit card" are used so interchangeably that you'd be forgiven if you thought they were...
Why a national cap on credit card rates may be a bad thing
Bank credit card rates are at or near historic highs, topping 30% in some cases, and vulnerable consumers are feeling...
Proposed legislation could hit credit card reward programs
EDITOR'S UPDATE: Since this article first published, the proposed legislation has continued to be discussed. In late July, Sen. Roger...
How can I get approved for a Capital One credit card with a 790 score?
Your credit score is high and you would be considered to have "excellent credit" by most credit card issuers. But...
The 60-minute credit card makeover
Spending one hour on your credit cards could save you hundreds of dollars in interest, fees or rewards....