Financial literacy Featured Articles

Why a national cap on credit card rates may be a bad thing

By Curtis Arnold | Updated on August 15, 2023

Bank credit card rates are at or near historic highs, topping 30% in some cases, and vulnerable consumers are feeling the...

By Curtis Arnold | Updated on July 21, 2023

EDITOR'S UPDATE: Since this article first published, the proposed legislation has continued to be discussed. In late July, Sen. Roger Marshall...

By Beverly Blair Harzog | Updated on July 19, 2023

Your credit score is high and you would be considered to have "excellent credit" by most credit card issuers. But obviously,...

By Beth Orenstein | Updated on July 19, 2023

Spending one hour on your credit cards could save you hundreds of dollars in interest, fees or rewards.

By Curtis Arnold | Updated on July 19, 2023

Prepaid debit cards have grown in popularity over the years and not just among adults. A fairly new niche in the...

By Marty Duren | Updated on July 19, 2023

As sure as green in spring and yellow in fall – if you live where the seasons turn, at least –...

By John Egan | Updated on July 17, 2023

In the five years since the U.S. Supreme Court lifted the federal ban on sports gambling in 2018, Americans have wagered...

By Geoff Williams | Updated on July 14, 2023

It can be awkward and sometimes stressful, having your credit card declined, though it really depends on the situation. If you're...

By Curtis Arnold | Updated on July 3, 2023

The CFPB claims that late fees cost consumers $12 billion each year. It's also important to note that, according to the CFPB,...

By Erica Sandberg | Updated on June 14, 2023

Depending on whether you file Chapter 7 or Chapter 13 bankruptcy, your path to restoring credit could include secured credit cards...