Financial literacy Featured Articles

How One Credit Card Issuer Made Decisions: Ability, Stability, and Willingness to Pay

By Kate Thome | Updated on March 13, 2025

Lending decisions vary from lender to lender. The purpose of this article is to offer some insight into how I...

By Kenya McCullum | Updated on March 13, 2025

What's the difference between a VantageScore and FICO score? We answer this and more. ...

By Brooklyn Lowery | Updated on March 12, 2025

Credit card expert and veteran personal finance journalist Beverly Herzog talked with CardRatings about credit cards and how they've changed...

By Les Masterson | Updated on March 6, 2025

American Express military benefits could be quite the money-saver for military personnel. Thanks to the Servicemembers' Civil Release Act (SCRA),...

By Erica Lamberg | Updated on March 5, 2025

With summer winding down, the holiday season will be here before you know it. As you begin to prioritize your...

By Erica Sandberg | Updated on March 5, 2025

If you’re like many Americans, you carry a balance on at least one of your credit cards. According to an...

By John Egan | Updated on March 5, 2025

Back-to-school shopping generates billions of dollars in spending each year on clothes, school supplies, electronic devices and more, whether it’s...

By Maryalene Laponsie | Updated on March 5, 2025

It seems to happen to everyone at least once: you make a credit card purchase expecting to earn bonus rewards...

By Lynnette Khalfani-cox | Updated on March 5, 2025

I remember way back in 2001 when I had a ton of credit card debt – I’m talking $100,000 in...

By Choncé Maddox | Updated on February 28, 2025

When shopping for credit cards, you might have heard terms like credit card pre-approval before. Or maybe you've received a...