Is a credit card cash advance the best option in an emergency?
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When you're facing an emergency, a cash advance may present itself as an opportune way to get money. While cash...
Financial Literacy Featured Articles
The high cost of gambling on credit
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Any experienced gambler knows the house usually wins. The trick is to use your knowledge and skill to try to...
Top 3 benefits of credit cards
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A 2021 study by the Federal Reserve Bank of San Francisco revealed that credit cards account for 27% of consumer...
Practical solutions to common credit card complaints
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Credit card reward programs are very popular with consumers. In fact, according to the Consumer Financial Protection Bureau (CFPB), cardholders earned more...
Can fixed rate credit cards protect you from rising rates?
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In case you haven't heard, the Federal Reserve (Fed) that sets interest rates recently made a huge interest rate hike...
Tips to avoid credit card late fees
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A recent proposal by the Consumer Financial Protection Bureau (CFPB) to cap credit card late fees at $8 (the current...
How to increase your credit card limit
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Your credit limit is something banks take seriously. It represents the bank's view of your creditworthiness, and it directly impacts...
How to change your name on a credit card
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Changing your name on a credit card can be a piece of cake – or it can be as difficult...
5 things to do if you can’t pay your credit card bill
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What happens if you don't pay your credit card? Credit card debt can be suffocating, especially when your finances are...
How to lower credit card interest rate
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Credit card interest charges can be expensive. According to a quarterly CardRatings.com interest rate survey, in the fourth quarter of...