Credit card surcharges are fees an increasing number of merchants, particularly restaurants and small businesses, charge consumers for paying with...
Credit cards offering introductory 0% APR (annual percentage rate) have become a staple of the credit card industry. I have...
On Sept. 18, 2024, the Federal Reserve announced its first interest rate cut since 2020. Contrary to how Fed rate...
If you're feeling overwhelmed with holiday shopping, you've probably noticed the array of buy now, pay later plans that are...
A common question I've heard during my 25+ years in the consumer credit industry from consumers trying to repair or rebuild...
Wise use of credit can have a powerful impact on your finances. It helps you stay within your means and...
It's really a question of whether you're using your credit cards, or whether they're using you. Plenty of Americans get...
I have been an expert in the consumer credit industry for over 25 years and one of the most common...
It can be surprising to realize that your credit limit has suddenly been cut. A dip in available credit may...
A Census Bureau Household Pulse Survey taken in mid-2024 found that two-thirds of Americans reported having at least some difficulty...
