Card members can conveniently access their existing credit lines to can get a fixed-rate loan for practically any purpose, but...
Millennials wary of credit cards but keen on potential benefits, new survey finds
The millennial generation is less likely to have a personal credit card when compared to the older adult population and...
Cardholders more likely to keep using a card than to recommend it, survey reveals
A CardRatings survey of more than 1,500 cardholders across 65 cards found that most people rate their likelihood of continuing...
A financial planner’s advice on credit cards and more: Be intentional, be informed
"For a number of years, I was a bit more of a product salesperson disguised as a financial planner rather...
Lost income? Banks are more likely to reduce your credit card limit, survey reveals
What do you do if a bank reduces your credit limit? CardRatings survey results say it's happening to about 21%...
How One Credit Card Issuer Made Decisions: Ability, Stability, and Willingness to Pay
Lending decisions vary from lender to lender. The purpose of this article is to offer some insight into how I...
Study: Despite increased wages, credit card debt greater in high cost-of-living states
A new CardRatings.com study found that cost of living differences from state to state affect credit card debt, as do...
VantageScore vs. FICO® Score: A guide to understanding different credit scoring models
What's the difference between a VantageScore and FICO score? We answer this and more. ...
Disappearing features, new reward structures: Industry expert surveys credit card landscape
Credit card expert and veteran personal finance journalist Beverly Herzog talked with CardRatings about credit cards and how they've changed...
One-third of holiday gift givers feel pressure to spend too much, CardRatings survey reveals
A CardRatings survey looks at what people spend, how they spend it and who they spend it on when it...