Recent Articles

Should you downgrade Chase Sapphire Reserve®? Real numbers compared

By Holly Johnson | Updated on December 3, 2025

If you’re debating whether to keep your card_name or downgrade once the higher fee kicks in, it’s worth weighing both the...

Cashless payments explained: How technology is transforming transactions

By Curtis Arnold | Updated on October 15, 2025

While cash is certainly still king for many, there has been a major shift within the payment industry in recent years....

Now that the Fed is cutting rates again, what should you expect from your credit card?

By Richard Barrington | Updated on October 13, 2025

Whenever the Federal Reserve cuts interest rates, you'll see lots of media stories about how this means lower borrowing rates for...

Carding bot fraud: Hidden threats to your credit card security

By Chris Kissell | Updated on October 9, 2025

Credit card fraud is big business, and one type of such criminal activity - bot fraud - is rapidly getting worse.

Chase Ink Business Preferred® vs. Chase Sapphire Reserve for Business℠: Smart switch or stay?

By Holly Johnson | Updated on December 2, 2025

Overall, the card_name promises over $6,500 in value through its extensive travel benefits and generous annual statement credits, but there’s a...

Car insurance premiums: Can you pay for them with a credit card? What you need to know

By Curtis Arnold | Updated on October 2, 2025

Let’s explore the various perks of making payments with a card, as well as potential drawbacks. The goal here is simple-...

Can a debt collector come to your work? What credit card debt collectors can and can’t do

By Lena Borrelli | Updated on September 29, 2025

If you have ever fallen behind on a bill, you have likely found yourself on the receiving end of a debt...

No annual fee, maximum rewards: A look at the Business Advantage Unlimited Cash Rewards Mastercard®

By Jennifer Doss | Updated on November 4, 2025

This Bank of America business card rewards you with 1.5% cash back on everything you buy, with no spending limits or...

Debit cards vs. credit cards: How much safer are credit cards?

By Richard Barrington | Updated on September 26, 2025

It might seem that you're at risk no matter what form of payment you use. However, in some ways, debit cards...

How minimum credit card payments can get you into trouble

By Richard Barrington | Updated on September 23, 2025

The credit card debt Americans owe has risen for four straight years, and may be on track to rise again this...

Should you use a credit card for vet bills?

By Geoff Williams | Updated on September 17, 2025

Your dog, your cat, your pet turtle - if you have an animal in your household, it’s family, unless we’re talking...

How to pay off delinquent credit card debt: When does it make sense to settle?

By John Schmoll | Updated on September 16, 2025

Credit card delinquency occurs when you miss a payment. In theory, your credit card is considered delinquent once it is overdue....

How to prevent credit card rewards from expiring

By Holly Johnson | Updated on September 15, 2025

Credit card rewards offer a great way to save money on travel or accumulate points that can be redeemed for a...

How to boost rewards with the credit cards you already have

By Holly Johnson | Updated on September 11, 2025

What’s the answer? In lieu of getting a credit card welcome bonus every few months, focus on earning more rewards with...

Credit card application rules: Can you qualify for a new welcome bonus? Issuer rules explained

By Curtis Arnold | Updated on September 8, 2025

Such restrictions mainly target cardholders identified as "churners." Churners, according to my colleague Maryalene Laponsie, open a new card account, then...