Recent Articles

How does credit card debt impact your debt-to-income ratio?

By Choncé Maddox | Updated on May 7, 2025

Understanding how credit card debt affects your debt-to-income (DTI) ratio can make all the difference when planning your financial future. The...

By Holly Johnson | Updated on May 6, 2025

Interestingly, borrowers who are delinquent or in default on their student loans have not had their late payments reported to the...

By Bob Haegele | Updated on April 30, 2025

Debt levels have increased significantly in the last 10 years in the United States, with credit card and student loan balances...

By Richard Barrington | Updated on April 28, 2025

If the 2024 tax year is anything like the prior one, you may be one of millions of Americans who receives...

By Curtis Arnold | Updated on April 29, 2025

If you're looking for something a bit smaller and more personal than a giant banking conglomerate, credit unions and regional banks...

By Adam Frankel | Updated on April 25, 2025

A strong credit score sets the tone for your overall financial health. A good credit profile can unlock economic opportunity in...

By Richard Barrington | Updated on April 22, 2025

It's not quite fair to say that men are more likely to want to play the field while women are more...

By Bob Haegele | Updated on June 24, 2025

Many credit cards have sign-up bonuses to entice new potential customers. These bonuses come in many forms, with some offering points...

By John Schmoll | Updated on April 17, 2025

Have you ever received blank checks with your monthly credit card statement? These credit card checks provide access to your line...

By Geoff Williams | Updated on April 15, 2025

They may not all exactly be numberless, but our credit card numbers – in the not far-off future – won’t resemble...

By Michelle Lambright Black | Updated on April 14, 2025

Your credit score is more than just a number -- it's a tool lenders use to assess your financial reliability. When...

By Lena Borrelli | Updated on September 10, 2025

It seems a new premium credit card boasting lavish benefits emerges almost daily, if headlines are any indication. These exclusive cards...

By Adam Frankel | Updated on April 10, 2025

Like burgers and fries or chutes and ladders, some things are just better when used together. Credit card rewards are no...

By Curtis Arnold | Updated on April 9, 2025

In my three and a half decades of using credit cards, the sheer amount of misunderstanding around minimum payments has been...

By Richard Barrington | Updated on April 2, 2025

In effect, these customers feel trapped in a bad relationship. To some extent, that's the kind of trap that comes with...