Recent Articles

Which credit cards earn cash back at Walmart and Target?

By Curtis Arnold | Updated on August 6, 2025

While technically classified as superstores, Walmart and Target have become go-to destinations for many consumers' grocery needs. Their ability to offer...

How to book travel through the Chase Travel portal

By John Schmoll | Updated on June 24, 2025

The Chase Travel℠ portal is a website cardholders can use to find and reserve anything from hotel rooms to cruises and...

What are co-branded credit cards?

By John Schmoll | Updated on May 12, 2025

We all have stores we love or airlines and hotels we like to frequent. It's common to seek ways to earn...

What are pay-over-time credit card plans?

By Choncé Maddox | Updated on April 24, 2025

Credit cards are an essential part of modern financial life, offering convenience and rewards to many card users. One of the...

Best credit card combinations: How to pair cards together for maximum rewards

By Adam Frankel | Updated on June 24, 2025

Just like burgers and buns or jackets and zippers, the best credit card combinations enhance one another so your overall benefits...

How to earn elite status with a credit card

By Holly Johnson | Updated on September 4, 2025

Many airline and hotel brands have loyalty programs that reward frequent travelers. These programs often include incentives to encourage customer loyalty,...

How often should you check your credit report?

By John Schmoll | Updated on October 7, 2024

Your financial health should be prioritized in a similar manner that you prioritize your physical and mental well-being. Similar to regular...

How to report a death to credit bureaus

By John Schmoll | Updated on October 3, 2024

Mourning the passing of a loved one is draining. Processing the loss takes time, but it's not wise to delay managing...

Should you cancel credit cards you no longer use?

By Erica Lamberg | Updated on May 6, 2025

There are a few things to consider when deciding whether to close a credit card account. You may first wonder if...

How to maximize quarterly credit card bonus categories

By Curtis Arnold | Updated on October 1, 2024

I've been a huge fan of credit card reward programs for the past 25 years (and have earned thousands of dollars...

Why financial health matters more than a perfect credit score

By John Schmoll | Updated on May 27, 2025

Being perfect has a nice ring to it, especially when it comes to personal finance. A perfect credit score of 850...

Should you use a credit repair service?

By Curtis Arnold | Updated on September 19, 2024

A common question I've heard during my 25+ years in the consumer credit industry from consumers trying to repair or...

Should you designate one credit card for online shopping?

By Erica Lamberg | Updated on May 28, 2025

With summer winding down, the holiday season will be here before you know it. As you begin to prioritize your game...

How much of your credit should you use?

By John Schmoll | Updated on September 17, 2024

Wise use of credit can have a powerful impact on your finances. It helps you stay within your means and enables...

Are you using credit cards or are they using you?

By Richard Barrington | Updated on September 16, 2024

Most Americans have close relationships with their credit cards. They carry them everywhere and depend on them almost daily.