Welcome! Your advanced knowledge of credit cards has led you to a fun space in the credit card universe.
At this stage you already have a firm understanding of how credit cards work and you may be wondering where credit cards can take you next. As an Achiever, you may be ready to:
- Apply for a premium credit card
- Open your first business credit card
- Learn how to further maximize the cards you already have
- Learn how to teach others (such as your children or other family members) about personal finance
- And more! Truly, the world is your oyster!
If you’re looking for something new and exciting to add to your credit card portfolio, these cards a great place to start. Keep in mind, too, that some of these cards can make great companions to some credit cards you may already have. Continue on for top card recommendations and tips!
Top card for cash-back rewards
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You likely already have a cash-back card at this point, but there’s a good chance you’re just using a flat-rate cash-back card and are missing out on valuable rewards. What’s great about this card is that it allows you to choose the category where you earn the most rewards – further maximizing the amount of cash you pocket. It works great alongside a flat-rate cash-back card such as the CardName discontinued which earns 1.5% on all purchases. Use your BofA card to enjoy a boost on the rewards-earning on your choice category and the other rewards categories, and then the Capital One card to earn 1.5% back on all other eligible purchases, instead of just 1%. Both are no-annual-fee cards so it doesn’t cost you anything extra besides a little strategic thinking.
➤ SEE MORE:Best cash-back credit cards
Top card for travel benefits
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Maybe you already have the CardName or no-annual-fee CardName but are ready to explore what else the Venture family has to offer. The CardName comes with a plethora of valuable benefits that are sure to take your travel experiences to the next level. Think travel credits, anniversary bonus miles, and more. Plus, this card still offers the same great rewards structure you’ve come to know and love from other Venture products. Earn a healthy 2X miles on your everyday purchases as well as extra rewards on certain bookings through the Capital One Travel portal. Miles can then be transferred to eligible travel partners or redeemed to cover eligible travel purchases made with the card.
➤ SEE MORE:Best travel rewards credit cards
Top card for point redemption value
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There’s a good chance you might already have the CardName but perhaps now is the time to upgrade to its more premium, sister version, CardName. Not only does this card come with numerous travel benefits, but rewards are worth a whopping 50% more when redeemed through Chase Travel℠. This is a step up from the Preferred’s value increase of 25%. This doesn’t mean you can’t hold both cards, though. In fact, having both cards, as well as other cards within the Ultimate Rewards family can be a smart move. This is because all rewards earned with Ultimate Rewards-earning cards can be pooled under whichever account has the highest redemption value, which in this case, would be the Reserve card.
Chase Ultimate Rewards credit cards are also great for helping teach your family healthy financial habits. The CardName, for example, could be a great option for adding kids to the account as authorized users. That way they can learn how to responsibly make purchases with a credit card, all while earning the family rewards on every day purchases. Those rewards can then later be pooled and redeemed under an account like Reserve at a greater value for something like a family vacation. It’s a win-win for all!
Top card for dining
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➤ SEE MORE:Best credit cards for dining out
Top card for premium hotel rewards
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Chances are, as an Achiever, you’re ready to bypass entry-level hotel rewards cards. If you’re looking for a real VIP hotel experience – think room upgrades, property credits, Elite hotel status and more – a card like the CardName discontinued can help you have it. Enrollment may be required for select benefits. See Rates and Fees.
➤ SEE MORE:Best hotel credit cards
Top card for premium air travel
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➤ SEE MORE:Best airline credit cards
Top card for businesses
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Similar to the Sapphire cards discussed above, the CardName also offers a boost on redemption value when rewards are redeemed for travel through the Chase Travel. That said, this is a great card to pair with other Chase business cards such as the CardName and the card_name. Each card earns rewards a little differently. By using the right card for the right purchase, you can accumulate rewards quickly and then pool them under your Business Preferred account for 25% more redemption value.
➤ SEE MORE:Best business credit cards
See Rates and Fees for the CardName; See Rates and Fees for the CardName; See Rates and Fees for the CardName
