No one likes paying an annual fee – not even credit card experts. However, there are certainly times and reasons to carry a card with an annual fee. If you’re looking for a travel credit card with no annual fee, you do narrow your choices a bit.
Not to worry. Our editors have done the research and have put together the list below of the best travel credit cards with no annual fee.
There are numerous factors to take into consideration when choosing the right travel rewards card for yourself and your lifestyle. Even though a card may not charge an annual fee, it might charge other fees or not offer the perks and rewards that truly work for you. Evaluating credit cards is always about more than one factor.
You will want to take your personal credit history and score into consideration when researching cards. The interest rate charged by each card can vary by as much as 10% depending on your credit worthiness. So, you’ll need to be aware of your credit score to make an accurate assessment.
Aside from interest rates and fees, consider the perks and benefits. Where and how does the card earn rewards? How easy is it to redeem your rewards and can you do so for the type of travel you want to do? Can you meet the spending threshold to earn the welcome bonus? While rare, some travel cards even offer introductory 0% interest rates on purchases and/or balance transfers.
Other benefits could include travel upgrades, concierge services and member discounts. Take a look at some best travel credit cards with no annual fees.
BONUS TIP!
Chase offers several cards, including Freedom Unlimited® that are marketed as cash-back cards. However, the rewards accumulate as points through Chase Travel℠, yes, can be redeemed for cash back, but are also a powerful travel rewards currency, particularly when combined with other cards such as CardNamediscontinued or CardNamediscontinued. Learn more in our Guide to Chase Ultimate Rewards points.